ZenoPay moves money in both directions. Collect from customers, hold, and disburse to sellers, creators, contractors, and affiliates — all routed through the same intelligence layer that optimizes charges. Every disbursement logged and explained.
Collect from buyers, hold in escrow, release to sellers on schedule. Stripe Connect and Braintree Marketplace handle the underlying mechanics. ZenoPay routes, logs, and audits every disbursement.
Accumulate creator earnings, calculate revenue shares, execute weekly or monthly payouts to creator accounts. Subscription revenue collected from subscribers flows through to creators minus platform fee.
Track referrals, calculate commission amounts, and distribute on schedule. Commission logic is configurable. Payouts fire automatically when thresholds are met.
Pay contractors, freelancers, and service providers programmatically. ACH, bank transfer, and card-based payout options depending on recipient preference and geography.
Split revenue between multiple parties — platform, partner, reseller, affiliate — with configurable percentage allocations. Disbursements fire on billing cycle completion.
Hold funds after collection and release on a defined trigger — service completion, dispute period expiry, or manual approval. Full audit trail on hold and release events.
The payout engine uses the same rail-scoring logic as the charge router. Every disbursement is evaluated for cost and speed across available rails before executing. For ACH disbursements, GoCardless at 50bps versus Stripe's outbound rate is the same arbitrage opportunity the inbound router already captures.
Every payout generates an invoice and an audit log entry. Balance tracking maintains the running ledger per recipient. Failed payouts retry with the same dunning logic applied to subscription charges.
Payout disbursement is one of six integrated systems. Outbound payments use the same audit infrastructure as every other brain decision.
Marketplace, creator, affiliate, or contractor — if money needs to move outbound, ZenoPay handles it. Reach out for early access.